Greg Gall, Chris Lester, and Chad Castle are Investment Advisor Representatives of Retirement Wealth Advisors, LLC. (RWA), an SEC Registered Investment Advisor. Greg Gall is owner of VIP Financial Associates (VIP). Chris Lester is owner of Professional Planning Services (PPS). Chad Castle is an Investment Advisor Representative of and owner of Winnow Wealth LLC (WW), a Registered Investment Advisor in Texas. Greg, Chris, and Chad are partners in Simplicity Group, LLC. RWA is not affiliated with VIP, PPS, or WW. Simplicity Group, LLC is not affiliated with RWA, VIP, PPS, or WW.